Take control of your dreams as a couple
Redefining how Singaporean couples build wealth. Use our intelligent tools to automate your goals and gain financial harmony.
Your questions,
automated precision.
No waiting, no meetings. Just powerful algorithms designed for the two of you.
“Is it okay if one of us earns significantly more?”
It's solved by math. Our Smart Split calculates fair contributions based on income ratios, so both partners contribute proportionally. Choose income-based splitting or set custom percentages that work for you.
Feature Highlight
Smart Split Engine
Automatically rebalances joint contributions as salaries fluctuate, maintaining lifestyle parity without the awkward conversations.
“How do we plan around our CPF contributions?”
Enter your gross income once. We calculate CPF automatically using current rates based on your age, including OW ceiling limits. See exactly what's left in your take-home pay for budgeting.
App Tooltip
CPF Calculator
Age-based contribution rates, OW ceiling compliance, and automatic take-home pay calculation built right in.
“How do we know who pays for what?”
Every goal shows who's responsible - you, your partner, or shared. The dashboard breaks down expenses, savings, and investments for each person, so nothing falls through the cracks.
Feature Highlight
Unified Dashboard
See individual allocations, remaining balance tracking, and goal-by-goal breakdown at a glance.
Choose your toolkit level
Powerful software tools for every stage of your relationship journey.
The Starter Duo
Basic automation for new couples.
- 1 Shared Dashboard
- Basic Expense Automations
- Smart CPF Projections
The Goal Chasers
For couples serious about property and future wealth.
- Unlimited Shared Goals
- Advanced CPF & HDB Simulators
- Income Gap Optimization
- Advanced Analytical Tools
The Family Legacy
Complex assets and multi-gen planning.
- Multi-gen Accounts
- Estate Planning Algorithms
- Premium Tracking
Ready to master your
finances together?
Join the thousands of Singaporean couples who use Budget Duo to automate their financial harmony.